Mark Carl Rom Ph.D. Associate Professor of Government and Public Policy, Georgetown University, with comments by Kathleen C. JD Engel, Leon M. and Gloria Plevin Professor of Law at Cleveland-Marshall College of Law (September 15, 2008 at Case Western Reserve University) The current crisis in credit markets, triggered by bad loans, is a failure of regulation and private funding. Professor of Rome, author of the population in the Thrift Tragedy (University ofPittsburgh Press, 1996) describes his research on the failure of Moody's and Standard & Poor's to accurately assess the risk of mortgage-backed securities. Professor Engel, an expert on denial of credit, predatory lending and foreclosures, Reviews.



http://www.youtube.com/watch?v=pTZsVxEuR2I&hl=en

The Mortgage Lender Henry battles with bad credit rating and no proof of income to its customers get the loan they want.



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