www.notapennydown.com Mortgage Renewal Secrets in vancouver with vancouver mortgage broker mark fidggett. Welcome back Mark Fidgett here for www.notapennydown.com Just got off the phone with a VERY distressed home owner. Imagine losing your job, just as your mortgage is about to come up for renewal. Talk about bad timing! I'm going to share with you exactly what I told my client. I've got a secret to tell you. You may be surprised to learn that MOST lenders DON'T, I repeat Don't, pull your credit or check employment on renewal. So what should you do? Most importantly, DON'T sign the renewal document until you've at least spoken with me. You're probably curious, why wouldn't my bank offer me their best rate on renewal? After all, you've been a loyal client for years, you do ALL your banking with them... The fact is, they don't have to! That's right, they don't have to. WHY? BECAUSE 85% of you, that's right 85% of you simply sign your mortgage renewal document and send it back in the mail. DON'T DO IT! Even if your credits down or you've lost your job, call me. I'll give you a few secrets that will help you get the best deal without a hassle Remember, there so much more to a mortgage than just great rates For the Right Advice at the Right Time 604-273-2002 or on the web at www.notapennydown.com As usual, make it a great day and we'll talk to you soon. Mark Fidgett, Your Vancouver Mortgage Broker For Life www.notapennydown.com 604-273-2002 PS Who's the next person you know ...



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Low credit score could www.CreditRepairPublishing.com Five Ways Your Credit Score Be cost a fortune. Although some studies show that 9 out of 10 consumers are unaware what their credit score is, let me share with you how quickly your credit score can cost you a fortune in more than one can imagine. We all know that a credit score of less is more expensive in the world of finance, because of higher interest rates that lenders due to a largeRisk (higher interest rates on auto, property and credit cards). Although it is generally known, some of the day, truly devastating effects are understood by few. For example. When you buy a house for $ 200,000 in a 30-year fixed rate mortgage interest rate of 8% instead of 6% (because of your credit score) that 2% will end up costing a total of $ 96,934.11 for the period of the loan. Well, think how much "extra" years you have to pay $ 96,934.11 for work by an additional 2%Interested? Some people talk about all the other areas of life scores at a low cost of living increase annually. For example. In addition to paying more for a house car and credit cards, low credit score is likely to pay more for them. 1) auto insurance. Up to 92% of the 100 largest auto insurance companies use personal credit to develop new business, according to a 2001 study by Conning & Co., an insurance company...



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www.CreditRepairPublishing.com LOW CREDIT SCORE Five Ways Your Credit Score Could Be Costing You a Fortune. While some surveys show that 9 out of 10 consumers are unaware what their credit score is, I'd like to quickly share with you how your credit score could be costing you a fortune in more ways than you can imagine. We all know a low credit score will make everything in the world of finance more expensive because of higher interest rates from lenders due to being considered a greater credit risk (ie higher interest rates on car, homes and credit cards). While this may be considered common knowledge by some, it's truly devastating effects are understood by few. For example. If you purchase a $200000 home on a 30 year fixed mortgage at 8% interest instead of 6% (because of your credit score); that 2% is going to end up costing you a total of $96934.11 over the term of the loan. Now, think about how many "extra" years you'll have to work to pay off $96934.11 because of an extra 2% in interest? The part few people talk about is all the other areas in life where a low score will increase your cost of living on an annual basis. For example. In addition to paying more for a car, home and credit cards, a low credit score will most likely have you paying more for the following as well. 1.) AUTO INSURANCE. As many as 92% of the 100 largest personal automobile insurers use credit information to underwrite new business, according to a 2001 study by Conning & Co., an insurance ...



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Free report to: www.CSBCards.com - (* 24 hours of recorded messages (775) 473-9014 *) Credit Repair: Credit Secrets Bible rebuild Credit Information: Credit Repair rapid techniques for managers to improve the score Credit! What is the fastest way to increase your credit score? In the words of the magazine vendor classic film Office Space, "it depends" ... While the removal of negative items from your credit report almost always the result of increasing your credit score is a method that worksbetter. Here's why. Adding positive account is actually more effective in improving your credit score (short term) negative phase. Unfortunately, few know or consumer credit repair companies. One of the biggest problems in trying to approve a new loan to have "credit" should be approved. This causes a sort of Catch-22 How can "get" credit when no credit because they start with a claim? A vicious circleCycle, in fact, but true. However, if anyone can be a guarantee is not a problem. Just co-sign the application of the new loan for you. If you are not a guarantee, read on. Contrary to popular belief (or what myFICO and credit repair companies that you believe), the most important factor in building a solid base for your credit score is credit scoring two factors. 1) The "High Credit Limit" and 2.) Your report "due to credit" of its highCredit ...



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