In order to calculate a debt-to-income ratio, calculate monthly income, monthly expenses and divide the expenses by the income. Calculate a debt-to-income ratio before looking at a home loan withtips from a financial consultant in this free video on credit cards and personal finance. Expert: Carrie Kukuda Contact: www.wearehdtv.com Bio: Carrie Kukuda has a business administration degree, and was branch manager of a community bank. Filmmaker: Christopher Rokosz



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Refinancing a car loan is actually a method to reduce the rate, low pay or repay faster. Make a credit score of at least 600 before trying to refinance a car loan. Take a tour of Finance to refinance car loan withtips financial adviser in this free video on credit cards and personal. Expert: Carrie KUKUdisco Contact: www.wearehdtv.com Bio: Carrie KUKUdisco has a degree in economics and was branch manager of a local bank. Directed by: ChristopherRokosz



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To obtain a loan to consolidate debt, get a loan, obtain a second mortgage and a second line of credit that can be combined into one bill. Getting a loan to consolidate debt, payments will be reduced withtips financial adviser in this free video on credit cards and personal finance. Expert: Carrie KUKUdisco Contact: www.wearehdtv.com Bio: Carrie KUKUdisco has a degree in economics and was branch manager of a local bank. Directed by: Christopher Rokosz



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